[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-risk_mgmt-22-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-22-023","22",23,"票券金融公司之資本適足率須達到多少以上，才可辦理外幣債券及股權商品的投資？",[13,14,15,16],"8%","9%","10%","12%",2,"金融機構的資本適足制度",1,"票券金融公司投資外幣債券與股權商品，等於同時扛下市場風險與匯率風險，主管機關因此把門檻拉高到資本適足率 10% 以上，用更厚的資本換取業務空間，故選(C)。(A)8% 只是票券金融公司必須維持的最低法定資本適足率，達標僅代表可正常營業，不足以開放這類高風險投資。(B)9% 並非本項業務的規定門檻。(D)12% 高於實際規定。記憶方式是分層看待：8% 是營業底線，10% 才是承作外幣有價證券投資的加碼要求，兩個數字不可混用。","hard",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"risk_mgmt-20-022","票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",22,{"id":28,"question":29,"qno":10},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",{"id":31,"question":32,"qno":33},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",25,{"id":35,"question":36,"qno":37},"risk_mgmt-20-026","保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",26,{"id":39,"question":40,"qno":41},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":43,"question":44,"qno":45},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,1785146816589]