[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-risk_mgmt-22-025":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"risk_mgmt-22-025","22",25,"臺灣的票券金融公司在資本適足率未達多少時，不得設立分公司？",[13,14,15,16],"未達 6%","未達 8%","未達 10%","未達 12%",1,"金融機構的資本適足制度","資本適足率是主管機關管控業務擴張的閘門：增設分公司代表據點變多、承作量放大，風險部位隨之上升。依票券金融公司分公司管理辦法第三條，自有資本與風險性資產比率未達百分之八者，申請設立分公司應不予核准，故選 (B)。(A) 6% 低於法定最低要求，不會被拿來當設立門檻。(C) 10% 是開放外幣債券及股權商品投資這類較高風險業務時才要求的較高標準。(D) 12% 高於前述所有法定比率，並非設立分公司的規定門檻。","hard",[22,26,30,33,37,41],{"id":23,"question":24,"qno":25},"risk_mgmt-20-022","票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",22,{"id":27,"question":28,"qno":29},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",23,{"id":31,"question":32,"qno":10},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",{"id":34,"question":35,"qno":36},"risk_mgmt-20-026","保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",26,{"id":38,"question":39,"qno":40},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":42,"question":43,"qno":44},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,1785146816608]