[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-risk_mgmt-22-038":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c9",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-22-038","22",38,"有關作業風險之資本計提，標準法是依業務別設定計提指標，並與對應且權數固定的β值相乘求得資本計提額，下列敘述何者錯誤？",[13,14,15,16],"將銀行的業務活動分為八大類別","八類業務均以「營業毛利」作為計提標準","八類業務均以「營業利益」作為計提標準","風險係數 β 值，依業務屬性與暴險程度，定在 12%至 18%之間",2,"商業銀行的作業風險管理",1,"標準法把銀行業務切成八大類，包括公司金融、交易及銷售、零售銀行、商業銀行、支付及清算、代理服務、資產管理與零售經紀，每一類都以「營業毛利」作為計提指標，再乘上該業務對應的固定 β 值後加總，得出資本計提額。(C) 改寫成營業利益，等於先扣掉營運費用，與規範不符，故為錯誤敘述。(A) 八大類別的分法正確。(B) 統一採營業毛利，正是標準法與基本指標法共通的設計。(D) β 值依業務屬性與暴險程度分級，落在 12% 至 18% 之間，數字也對。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":10},"risk_mgmt-20-038","採用「標準法」計提作業風險的資本需求額時，該方法相較於「基本指標法」，通常對資本計提的影響為：",{"id":27,"question":28,"qno":29},"risk_mgmt-20-043","有關作業基礎成本制度(Activity-Based Costing, ABC)，下列敘述何者正確？",43,{"id":31,"question":32,"qno":33},"risk_mgmt-20-044","有關績效評估的觀念，下列何者正確？",44,{"id":35,"question":36,"qno":37},"risk_mgmt-20-060","有關作業風險的標準法，下列敘述何者錯誤？",60,{"id":39,"question":40,"qno":41},"risk_mgmt-21-013","有關信用卡之偽冒詐欺事件，應歸類為下列何種風險型態？",13,{"id":43,"question":44,"qno":45},"risk_mgmt-21-050","有關財富管理業務的特性，下列何項內容不適當？",50,1785146816724]