[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-22-044":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-22-044","22",44,"以資金調撥與金融操作做為核心職掌的財務處，業務活動通常聚焦在下列哪些？ A.積極參與衍生性業務B.同業拆款 C.提高黃金商品多頭部位，抵抗通膨風險 D.票債券管理",[13,14,15,16],"僅 A、C","僅 B、D","僅 A、B、D","僅 B、C、D",2,"商業銀行的流動性風險與利率風險管理",1,"財務處的核心職掌是資金調撥與金融操作，日常工作包括 B 同業拆款以調節短期資金部位、D 票券與債券的買賣及存續管理，以及 A 運用衍生性商品進行避險與交易，三項都圍繞著資金與市場部位，故選 (C)。C 提高黃金多頭部位以抵抗通膨，屬於方向性的商品投機部位，既不是銀行資金調度的工具，也牴觸財務單位以避險與流動性管理為主的定位，通常須經高層專案核准才可能承作。因此含 C 的 (A)、(D) 都不對，(B) 則漏掉了衍生性業務這一塊。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-006","市場利率變動，導致資產負債之經濟價值跟著變動的風險，係稱為下列何種風險？",6,{"id":28,"question":29,"qno":30},"risk_mgmt-20-007","美國的儲蓄貸款機構於 1980 年代出現倒閉風潮，係受到下列何種風險威脅金融機構的例證？",7,{"id":32,"question":33,"qno":34},"risk_mgmt-20-024","依銀行流動性覆蓋比率實施標準，有關流動性覆蓋比率，下列敘述何者錯誤？",24,{"id":36,"question":37,"qno":38},"risk_mgmt-20-035","下列何種資金來源，屬於銀行「非自主性」的債務？",35,{"id":40,"question":41,"qno":42},"risk_mgmt-20-036","觀察銀行是否存在嚴重的流動性風險，下列敘述何者錯誤？",36,{"id":44,"question":45,"qno":46},"risk_mgmt-20-037","銀行之流動性風險與利率風險管理的監督指標，下列敘述何者錯誤？",37,1785146816776]