[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-22-053":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c9",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-22-053","22",53,"作業風險管理之涵蓋範圍，包括下列哪些項目？ A.內部人員作業失誤 B.電腦系統當機 C.組織變革與創新 D.破壞環境生態",[13,14,15,16],"僅 A、B","僅 C、D","僅 A、B、C","A、B、C、D",0,"商業銀行的作業風險管理",1,"作業風險的定義是：因內部作業流程、人員及系統之不當或失誤，或因外部事件所造成損失的風險。A 內部人員的作業失誤屬人員因素、B 電腦系統當機屬系統因素，兩者都落在定義範圍內，故選 (A)。C 組織變革與創新是經營決策的方向性選擇，其成敗歸類為策略風險，不是流程或系統的失誤。D 破壞環境生態所引發的賠償責任與形象損害，通常歸入聲譽風險或法律責任的範疇。這個定義明白把策略風險與聲譽風險排除在外，正是本題的判斷關鍵。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-038","採用「標準法」計提作業風險的資本需求額時，該方法相較於「基本指標法」，通常對資本計提的影響為：",38,{"id":28,"question":29,"qno":30},"risk_mgmt-20-043","有關作業基礎成本制度(Activity-Based Costing, ABC)，下列敘述何者正確？",43,{"id":32,"question":33,"qno":34},"risk_mgmt-20-044","有關績效評估的觀念，下列何者正確？",44,{"id":36,"question":37,"qno":38},"risk_mgmt-20-060","有關作業風險的標準法，下列敘述何者錯誤？",60,{"id":40,"question":41,"qno":42},"risk_mgmt-21-013","有關信用卡之偽冒詐欺事件，應歸類為下列何種風險型態？",13,{"id":44,"question":45,"qno":46},"risk_mgmt-21-050","有關財富管理業務的特性，下列何項內容不適當？",50,1785146816854]