[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-senior_fin_s1-8-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s1","高齡金融規劃顧問師資格測驗——第一節","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s1-8-031","8",31,"「地主賣土地，建商賣建物，雙方按房地比例分別收取售屋價款」，係指下列何者合建型態？",[13,14,15,16],"委建","合建分屋","合建分售","合建分成",2,"高齡金融相關商品",1,"合建分售的特徵是土地與建物分開賣、分開收款:地主以自己名義簽土地買賣契約收土地價款,建商以自己名義簽房屋買賣契約收建物價款,雙方依議定的房地價格比例各自入帳,買方等於簽了兩份契約,故 (C) 正確。(A) 委建是地主出地出資、委託建商代為興建,建商賺營造報酬,產權自始屬地主。(B) 合建分屋是雙方以土地與營建成本互易,完工後按比例分配房屋及土地持分,分到的是房子而非價款。(D) 合建分成是房地全部售出後,雙方再依約定成數分配總售屋價金,價款先集中再分配。判別關鍵在於分的是屋、價款總額,還是各自向買方收款。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"senior_fin_s1-10-029","下列何者不是常見的長照三寶的保險類型？",29,{"id":28,"question":29,"qno":30},"senior_fin_s1-10-030","主管機關近年來積極推動保險業者強化對高齡消費者保險權益之重視，修法要求業務人員針對幾歲以上之客戶，應評估其是否具有辨識不利其投保權益情形之能力？",30,{"id":32,"question":33,"qno":34},"senior_fin_s1-10-049","有關長壽風險的敘述，下列何者正確？",49,{"id":36,"question":37,"qno":38},"senior_fin_s1-10-050","保險契約提供的權利，在這世代有更多元選擇，下列敘述何者正確？ A.契約轉換指的是要保人以現有保險契約，轉換為非同一保險公司同類型保險契約 B.保額調整是無條件，提供要保人申請保額提高，或降低的權利 C.保險單借款是指若有保單價值準備金的商品，可在其範圍內向保險公司辦理保單借款 D.保單提前（生前）給付，當其存活餘命經醫學專業判斷已低於一定期間，可向保險公司申請提前給付保險金額之全部或一部",50,{"id":40,"question":41,"qno":42},"senior_fin_s1-10-055","有關高齡相關金融商品的性質及特色，下列敘述何者正確？",55,{"id":44,"question":45,"qno":26},"senior_fin_s1-8-029","有關生死合險，下列敘述何者錯誤？",1784944957368]