[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-senior_fin_s1-9-021":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s1","高齡金融規劃顧問師資格測驗——第一節","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s1-9-021","9",21,"辦理非專業投資人商品適合度評估時，信託業應建立之事前及事後監控機制，下列敘述何者錯誤？",[13,14,15,16],"應有事後監控機制，如經辦理人員以外之第三人確認或對客戶作抽樣調查","辦理評估客戶風險承受等級之人員與對客戶從事推介之人員不得為同一人","辦理客戶風險承受等級評估，在年長者同意下，得由信託業所屬人員代為填寫","辦理客戶風險承受等級分類及客戶風險承受等級與商品風險等級之適配方式，應以電腦系統方式控管",2,"信託重要法規與信託實務",1,"(C) 錯誤。信託業營運範圍受益權轉讓限制風險揭露及行銷訂約管理辦法要求客戶風險承受等級評估問卷必須由客戶本人親自填寫與簽名,縱使客戶年長、書寫不便並口頭同意,也不得由信託業所屬人員代為填寫,否則等於業者自行製造適合度依據,適合度評估將形同虛設。(A) 正確,事後監控可由經辦以外之第三人複核或抽樣電訪查證。(B) 正確,評估人員與推介人員應職能分離,避免為成交而美化風險等級。(D) 正確,風險等級分類與商品適配應以電腦系統控管,防止人工放行超出客戶承受度的商品。","hard",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"senior_fin_s1-10-017","下列何者非信託業法第 16 條所規定，信託業可經營之業務項目？",17,{"id":28,"question":29,"qno":30},"senior_fin_s1-10-018","依信託業法規定，信託業應設立信託財產評審委員會，多久評審一次信託財產，並報告董事會？",18,{"id":32,"question":33,"qno":34},"senior_fin_s1-10-020","法人為增進公共利益，得經決議對外宣言為委託人及受託人，並邀公眾加入為委託人，屬何種信託？",20,{"id":36,"question":37,"qno":10},"senior_fin_s1-10-021","公益信託無正當理由連續幾年不為活動者，目的事業主管機關得撤銷其許可或為其他必要處置？",{"id":39,"question":40,"qno":41},"senior_fin_s1-10-026","有關遺囑信託的敘述，下列何者錯誤？",26,{"id":43,"question":44,"qno":45},"senior_fin_s1-10-027","有關共同受託人規範，下列何者錯誤？",27,1784944957828]