[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-senior_fin_s2-10-022":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"senior_fin_s2-10-022","10",22,"有關企業員工福利信託對員工的好處，下列敘述何者錯誤？",[13,14,15,16],"雇主額外提撥獎勵金，增加員工福利","具有信託機制保障，應以自己名義持有","作為定期定額長期投資的理財工具，可分散風險","員工於任職時強迫儲蓄，退休或離職時可有一筆收入，累積財富",1,"信託重要法規與信託實務","(B) 敘述錯誤,故為答案。信託的基本架構是信託財產移轉並登記於受託人名下,由受託人以自己名義為受益人管理處分;員工福利信託中,員工是委託人兼受益人,持股與提存款項均由受託機構名義集中保管,員工並非以自己名義持有,這正是信託財產獨立性與破產隔離效果的來源。(A) 雇主按員工提撥金額給予相對獎勵金,實質提高薪酬福利,是員工參加的最大誘因。(C) 每月固定扣薪買進公司股票或基金,屬定期定額長期投資,可攤平成本、分散進場時點風險。(D) 透過薪資扣繳形成強迫儲蓄,離職或退休時領回一筆資金,有助累積退休財富。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"senior_fin_s2-10-017","除公益信託外，下列何者為民事信託之監督機關？",17,{"id":27,"question":28,"qno":29},"senior_fin_s2-10-018","信託行為有害於委託人之債權人權利者，下列何者可以聲請法院撤銷之？",18,{"id":31,"question":32,"qno":33},"senior_fin_s2-10-019","受託人將信託財產轉為自有財產，或於該信託財產上設定或取得權利者，委託人、受益人或其他受託人得請求將其所得利益歸於信託財產，其請求權自委託人或受益人知悉之日起幾年內不行使而消滅？",19,{"id":35,"question":36,"qno":37},"senior_fin_s2-10-020","有關信託受益人享有信託利益之權利，即信託受益權，下列敘述何者正確？",20,{"id":39,"question":40,"qno":41},"senior_fin_s2-10-026","我國信託法第 21 條及第 53 條分別規定，未成年人、受監護或輔助宣告之人及破產人，不得為信託關係中的何種人？",26,{"id":43,"question":44,"qno":45},"senior_fin_s2-10-032","「由建商或起造人將建案土地及興建資金信託予某金融機構或經政府許可之信託業者執行履約管理。興建資金應依工程進度專款專用。」係指下列何種預售屋履約擔保機制？",32,1784944958641]