[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-senior_fin_s2-10-023":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s2-10-023","10",23,"高齡客戶因身體或心理或記憶及判斷力會隨著時間而產生逐漸減退的現象，當高齡客戶為自益信託中的委託人時，通常會設置信託監察人，其考量因素為下列何者？",[13,14,15,16],"受益人不特定","受益人尚未存在","當受益人不存在或消失後可轉為公益信託","為受益人無法保護自己權利時，得由信託監察人代為依信託目的保障受益人利益",3,"安養信託契約與高齡金融應用",1,"(D) 對。信託法第 52 條規定受益人不特定、尚未存在或其他為保護受益人利益認有必要時,法院得因利害關係人聲請或依職權選任信託監察人。高齡自益信託的委託人與受益人是同一人,受益人當然特定且存在,設置監察人的理由落在「其他必要」這一款:當委託人日後因失智、中風致判斷力衰退,無法自行監督受託人或行使同意權時,由信託監察人代為依信託本旨把關,防止不當處分。(A) 受益人不特定與自益信託的前提矛盾。(B) 受益人尚未存在多見於為未出生子女設立的他益信託。(C) 轉為公益信託屬信託目的變更,與監察人的設置理由無關。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"senior_fin_s2-10-025","下列何者不屬於高齡客戶投資產品適合度中的 KYC 項目？",25,{"id":28,"question":29,"qno":30},"senior_fin_s2-10-033","高齡安養信託依委託人是否為受益人之區別態樣中，不包括下列何者？",33,{"id":32,"question":33,"qno":34},"senior_fin_s2-8-034","有關自益型安養信託契約，下列敘述何者錯誤？",34,{"id":36,"question":37,"qno":38},"senior_fin_s2-8-053","有關老人安養自益型信託契約中信託財產之給付，下列敘述何者錯誤？",53,{"id":40,"question":41,"qno":42},"senior_fin_s2-9-017","有關安養信託之信託事務執行，下列敘述何者錯誤？",17,{"id":44,"question":45,"qno":34},"senior_fin_s2-9-034","依身心障礙者安養信託契約（自益）範本約定，有關專屬信託監察人之權限，下列何者正確？",1784944958653]