[{"data":1,"prerenderedAt":31},["ShallowReactive",2],{"q-senior_fin_s2-10-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s2-10-024","10",24,"下列何者屬於預收款信託之運用範圍？",[13,14,15,16],"保險金信託","員工福利信託","特定金錢信託買賣外國有價證券","銀髮族安養社區入住保證金信託",3,"信託業高齡金融特色商品與趨勢",1,"(D) 對。預收款信託是業者先向消費者收取尚未提供服務的價款,再交付信託專戶保管,待實際履約後才依約定撥付,目的在防止業者倒閉導致消費者血本無歸;常見於生前契約、禮券、預售屋價金及銀髮住宅、安養社區的入住保證金,故入住保證金信託正屬其運用範圍。(A) 保險金信託是要保人或受益人將保險理賠金交付信託後續管理給付,屬金錢信託。(B) 員工福利信託由勞資雙方提撥資金長期投資,性質為有價證券或金錢信託。(C) 特定金錢信託買賣外國有價證券,是客戶指示受託銀行投資海外基金或債券的理財架構,均與預收價款的履約保障機制不同。","medium",[23,27],{"id":24,"question":25,"qno":26},"senior_fin_s2-8-037","在金管會信託 2.0 推動計畫中之「全方位樂活信託」願景，不包含下列哪一項？",37,{"id":28,"question":29,"qno":30},"senior_fin_s2-9-032","有關管理處分型不動產信託，下列敘述何者錯誤？",32,1784944958658]