[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-senior_fin_s2-10-025":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s2-10-025","10",25,"下列何者不屬於高齡客戶投資產品適合度中的 KYC 項目？",[13,14,15,16],"瞭解委託人的風險屬性及風險承受能力","請委託人填寫基本資料、年齡、可運用金額等","詢問委託人的學歷、經歷、曾投資過的商品及期間","投資商品特性、保本程度、複雜性、所在及投資市場區域",3,"安養信託契約與高齡金融應用",1,"(D) 對。KYC(認識你的客戶)蒐集的是「人」的資訊——身分、財務狀況、投資經驗、風險屬性與風險承受度,據以評估客戶可承擔的風險等級;而商品特性、保本程度、複雜度與投資市場區域,是商品端的了解與分類,屬 KYP(認識你的商品),再與 KYC 結果比對才完成適合度銷售。(A) 風險屬性與承受能力是 KYC 的核心評估項目。(B) 基本資料、年齡與可運用金額,用以判斷資金用途與流動性需求,對高齡客戶尤其重要。(C) 學歷、經歷與過往投資商品及期間,是評估投資知識與經驗的必要問項。故不屬 KYC 的是商品面資訊。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"senior_fin_s2-10-023","高齡客戶因身體或心理或記憶及判斷力會隨著時間而產生逐漸減退的現象，當高齡客戶為自益信託中的委託人時，通常會設置信託監察人，其考量因素為下列何者？",23,{"id":28,"question":29,"qno":30},"senior_fin_s2-10-033","高齡安養信託依委託人是否為受益人之區別態樣中，不包括下列何者？",33,{"id":32,"question":33,"qno":34},"senior_fin_s2-8-034","有關自益型安養信託契約，下列敘述何者錯誤？",34,{"id":36,"question":37,"qno":38},"senior_fin_s2-8-053","有關老人安養自益型信託契約中信託財產之給付，下列敘述何者錯誤？",53,{"id":40,"question":41,"qno":42},"senior_fin_s2-9-017","有關安養信託之信託事務執行，下列敘述何者錯誤？",17,{"id":44,"question":45,"qno":34},"senior_fin_s2-9-034","依身心障礙者安養信託契約（自益）範本約定，有關專屬信託監察人之權限，下列何者正確？",1784944958662]