[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-senior_fin_s2-10-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s2-10-029","10",29,"有關小額終老保險的敘述，下列何者正確？",[13,14,15,16],"繳費期間至少需 6 年以上","目前每一被保險人可投保 3 張","目前業界累積壽險保額以 100 萬元為限","被保險人於投保後 3 個保單年度內身故或完全失能時，將退還已繳保險費之總和",0,"高齡金融相關商品",1,"(A) 為官方答案。小額終老保險是金管會為高齡與經濟弱勢族群推動的政策型商品,商品架構限於平準型終身壽險主約附加一年期傷害保險附約,且明定繳費期間須 6 年以上,以避免躉繳或極短年期使保費負擔集中。(C) 累積壽險保額上限並非 100 萬元,金管會歷次放寬後現行為 90 萬元。(D) 前 3 個保單年度內身故或完全失能,給付的是已繳保險費總和的 1.025 倍,而非僅退還總和,選項少算了加成。(B) 每一被保險人可投保件數經多次調整,須以主管機關最新函令為準;本題以官方公布答案 (A) 為正解。","hard",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"senior_fin_s2-10-030","有關實支實付型與日額型的敘述，下列何者正確？",30,{"id":28,"question":29,"qno":30},"senior_fin_s2-10-031","有關中央銀行 113 年 10 月 09 日公布「中央銀行對金融機構辦理不動產抵押貸款業務規定」（以下簡稱本規定）之協處措施，下列敘述何者錯誤？",31,{"id":32,"question":33,"qno":34},"senior_fin_s2-10-049","重大疾病保險的保障範圍通常包含下列哪一項？",49,{"id":36,"question":37,"qno":38},"senior_fin_s2-10-050","減額繳清保險會造成下列何種現象？",50,{"id":40,"question":41,"qno":10},"senior_fin_s2-8-029","採用第六回經驗生命表計算出來死亡保險的保費金額，會比用第五回經驗生命表算出來的保費金額高或低？",{"id":43,"question":44,"qno":26},"senior_fin_s2-8-030","有關長期照顧保險，約定範圍包含生理功能障礙及認知功能障礙，其對於障礙之定義，並不包括下列何者？",1784944958707]