[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-senior_fin_s2-10-030":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"senior_fin_s2-10-030","10",30,"有關實支實付型與日額型的敘述，下列何者正確？",[13,14,15,16],"日額型與保戶實際醫療支出總額必須相等","實支實付型通常設有各項理賠項目的限額","日額型是根據保戶實際支出的醫療收據給付","實支實付型僅在保戶發生重大疾病時給付",1,"高齡金融相關商品","(B) 對。實支實付型醫療險依保戶實際支付且健保不給付的醫療費用,憑收據在保單約定的各項限額內理賠,病房費差額、手術費、雜費等各有分項上限,超過部分自行負擔;正因為有分項限額,投保時比較的重點在雜費額度而非總保額。(A) 日額型按住院天數乘約定日額給付,與實際花費無須相等,可能多也可能少。(C) 依收據給付是實支實付型的特徵,日額型不看收據金額,只計住院日數。(D) 實支實付型的給付要件是因疾病或傷害住院、門診手術等醫療行為,並不限於重大疾病,重大疾病才是重疾險的門檻。兩者常搭配互補。","easy",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"senior_fin_s2-10-029","有關小額終老保險的敘述，下列何者正確？",29,{"id":27,"question":28,"qno":29},"senior_fin_s2-10-031","有關中央銀行 113 年 10 月 09 日公布「中央銀行對金融機構辦理不動產抵押貸款業務規定」（以下簡稱本規定）之協處措施，下列敘述何者錯誤？",31,{"id":31,"question":32,"qno":33},"senior_fin_s2-10-049","重大疾病保險的保障範圍通常包含下列哪一項？",49,{"id":35,"question":36,"qno":37},"senior_fin_s2-10-050","減額繳清保險會造成下列何種現象？",50,{"id":39,"question":40,"qno":25},"senior_fin_s2-8-029","採用第六回經驗生命表計算出來死亡保險的保費金額，會比用第五回經驗生命表算出來的保費金額高或低？",{"id":42,"question":43,"qno":10},"senior_fin_s2-8-030","有關長期照顧保險，約定範圍包含生理功能障礙及認知功能障礙，其對於障礙之定義，並不包括下列何者？",1784944958735]