[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-senior_fin_s2-10-050":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"senior_fin_s2-10-050","10",50,"減額繳清保險會造成下列何種現象？",[13,14,15,16],"保險金額不變，保險期間不變","保險金額降低，保險期間不變","保險金額不變，保險期間比例展延","保險金額降低，保險期間比例展延",1,"高齡金融相關商品","減額繳清保險是要保人不再繳保費，改以當時的保單價值準備金一次躉繳，換成同一保險期間、同類型但保額縮小的契約，因此保險期間維持原約定不變、保險金額依可換算的額度降低，(B) 正確。(D) 描述的是展期定期保險：同樣停繳保費，但保額維持原水準，改為縮短保障年期至保單價值準備金能支撐的期間，兩者是「保額縮水」與「年期縮短」的取捨關係，方向剛好相反。(A) 保額與期間都不變等於契約毫無變動，不需辦理任何變更手續。(C) 保額不變而期間展延，形同免費增加保障，於保險精算上不可能成立。","medium",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"senior_fin_s2-10-029","有關小額終老保險的敘述，下列何者正確？",29,{"id":27,"question":28,"qno":29},"senior_fin_s2-10-030","有關實支實付型與日額型的敘述，下列何者正確？",30,{"id":31,"question":32,"qno":33},"senior_fin_s2-10-031","有關中央銀行 113 年 10 月 09 日公布「中央銀行對金融機構辦理不動產抵押貸款業務規定」（以下簡稱本規定）之協處措施，下列敘述何者錯誤？",31,{"id":35,"question":36,"qno":37},"senior_fin_s2-10-049","重大疾病保險的保障範圍通常包含下列哪一項？",49,{"id":39,"question":40,"qno":25},"senior_fin_s2-8-029","採用第六回經驗生命表計算出來死亡保險的保費金額，會比用第五回經驗生命表算出來的保費金額高或低？",{"id":42,"question":43,"qno":29},"senior_fin_s2-8-030","有關長期照顧保險，約定範圍包含生理功能障礙及認知功能障礙，其對於障礙之定義，並不包括下列何者？",1784944958939]