[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-senior_fin_s2-8-004":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"senior_fin_s2-8-004","8",4,"為避免高齡者遭金融詐騙或非法侵占財產，金融機構應有何作為？",[13,14,15,16],"推銷高風險產品","設高齡友善窗口並強化異常交易關懷","高齡者大額提款不干涉","忽略其理解程度",1,"高齡者相關法規","(B) 正確。金管會推動的高齡金融友善措施，要求金融機構設置高齡友善服務窗口、加強臨櫃人員教育訓練，並建立異常交易關懷與通報機制：當高齡客戶出現短期內大額提領、匯往陌生帳戶、由不明第三人陪同操作等警訊時，行員應主動關懷詢問、必要時聯繫警政單位或家屬，以攔阻詐騙與不當財產侵占。(A) 對理解能力與風險承受度較低的高齡者推銷高風險商品，違反商品適合度原則。(C) 對大額提款完全不聞不問，正是詐騙得逞的破口，與關懷提問機制相違。(D) 忽略客戶理解程度違反適合度與充分告知義務。","easy",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"senior_fin_s2-10-001","政府推動長照政策的主要目的為何？",{"id":26,"question":27,"qno":28},"senior_fin_s2-10-005","依長期照顧服務法規定，政府為促進長照相關資源之發展、充實並均衡服務與人力資源，應設置「長照基金」作為財源。有關該基金之指定稅收財源，下列何者正確？",5,{"id":30,"question":31,"qno":32},"senior_fin_s2-10-006","我國現行「住宿式長照機構」分屬多個中央主管機關所管理。有關服務類型與主管機關之配對組合，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"senior_fin_s2-10-007","依長期照顧服務法設立，為照顧具有行動能力且可能有問題行為失智症個案的 24 小時照顧模式的團體家屋，是屬於下列哪類型服務？",7,{"id":38,"question":39,"qno":40},"senior_fin_s2-10-008","有關長照 3.0 的長照服務申請資格者，下列敘述何者錯誤？",8,{"id":42,"question":43,"qno":44},"senior_fin_s2-10-009","病人自主權利法此法典主要的適用對象為下列何者？",9,1784944959084]