[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-senior_fin_s2-8-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s2-8-031","8",31,"依據內政部相關規定，預售屋履約擔保機制所稱「賣方就建案已完工並達交屋狀態」係指下列何者？",[13,14,15,16],"建物取得使用執照","建物取得房屋稅籍","建物完成所有權第一次登記","建物完成公共設施點交予管委會",2,"高齡金融相關商品",1,"預售屋履約擔保機制(價金信託、不動產開發信託、價金返還保證等)的解除條件，內政部函釋以「建物完成所有權第一次登記」作為賣方已完工並達交屋狀態的判準，因為唯有辦妥保存登記，建物才成為得移轉登記予買方的獨立不動產標的，擔保目的至此才算達成，故 (C) 正確。(A) 使用執照只證明建物合法完工、可供使用，尚未取得所有權，買方仍無從辦理過戶。(B) 房屋稅籍是稅捐機關為課徵房屋稅所編列，屬稅務行政作業，與所有權歸屬無關。(D) 公共設施點交予管委會屬社區成立後的管理交接事項，發生在交屋之後，與個別買方能否取得產權無涉。","medium",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"senior_fin_s2-10-029","有關小額終老保險的敘述，下列何者正確？",29,{"id":28,"question":29,"qno":30},"senior_fin_s2-10-030","有關實支實付型與日額型的敘述，下列何者正確？",30,{"id":32,"question":33,"qno":10},"senior_fin_s2-10-031","有關中央銀行 113 年 10 月 09 日公布「中央銀行對金融機構辦理不動產抵押貸款業務規定」（以下簡稱本規定）之協處措施，下列敘述何者錯誤？",{"id":35,"question":36,"qno":37},"senior_fin_s2-10-049","重大疾病保險的保障範圍通常包含下列哪一項？",49,{"id":39,"question":40,"qno":41},"senior_fin_s2-10-050","減額繳清保險會造成下列何種現象？",50,{"id":43,"question":44,"qno":26},"senior_fin_s2-8-029","採用第六回經驗生命表計算出來死亡保險的保費金額，會比用第五回經驗生命表算出來的保費金額高或低？",1784944959357]