[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-senior_fin_s2-9-037":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"senior_fin_s2","高齡金融規劃顧問師資格測驗——第二節","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"senior_fin_s2-9-037","9",37,"有關高齡者信託規劃的敘述，下列何者錯誤？",[13,14,15,16],"預先安養或未來可能失智照顧的狀況","防止遭到詐騙或資產被挪用","專款專用，落實照顧高齡生活","進行高風險理財投資，期待高額獲利",3,"安養信託契約與高齡金融應用",1,"高齡者信託的核心目的是安穩而非增值，安養信託的資產配置以存款及低風險標的為主，確保每期照護與生活給付都付得出來。(D) 主張進行高風險理財投資、期待高額獲利，與安養信託保全本金、支應長期照顧支出的本旨相反，一旦虧損將直接侵蝕受益人賴以生活的財源，故為錯誤敘述。(A) 預先安排失能失智後的照顧給付，正是受託人依約持續執行、不因委託人喪失能力而中斷的最大價值。(B) 信託財產移轉予受託人後與其自有財產分離，動支須依約定程序，可阻斷詐騙與親屬挪用。(C) 專款專用、按期給付照護生活費用，也是安養信託的典型設計。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"senior_fin_s2-10-023","高齡客戶因身體或心理或記憶及判斷力會隨著時間而產生逐漸減退的現象，當高齡客戶為自益信託中的委託人時，通常會設置信託監察人，其考量因素為下列何者？",23,{"id":28,"question":29,"qno":30},"senior_fin_s2-10-025","下列何者不屬於高齡客戶投資產品適合度中的 KYC 項目？",25,{"id":32,"question":33,"qno":34},"senior_fin_s2-10-033","高齡安養信託依委託人是否為受益人之區別態樣中，不包括下列何者？",33,{"id":36,"question":37,"qno":38},"senior_fin_s2-8-034","有關自益型安養信託契約，下列敘述何者錯誤？",34,{"id":40,"question":41,"qno":42},"senior_fin_s2-8-053","有關老人安養自益型信託契約中信託財產之給付，下列敘述何者錯誤？",53,{"id":44,"question":45,"qno":46},"senior_fin_s2-9-017","有關安養信託之信託事務執行，下列敘述何者錯誤？",17,1784944960086]